Mortgage Checklist

Employment

____ Name and address of employers for the past two years
____ Copy of pay stubs for the previous 30 days
____ Copy of last two years w-2 forms
        (if commissioned or paid by 1099, copy of last two years complete tax returns)

Self-employed

____ Copy of last two years tax returns (with all schedules);
____ Current P&L

Liabilities

____ Name and account numbers for all revolving and installment accounts
____ Name and account number for all mortgage loans for the previous two years
____ Name and address for landlords for the previous two years

Assets

____ Name, address, and account number for all bank accounts
____ Name, address, and account numbers for all brokerage accounts
____ Copies of statements covering last 2 months on asset accounts
____ Copy of most recent statement for 401K, Savings Plan, etc.
____ Explanation and source of any large deposits into your accounts

Miscellaneous

____ Copy of driver’s license and social security card
____ If you are not a citizen, a copy of the front and back of your green card
____ Copy of fully executed divorce decree if applicable
____ Copy of twelve months of cancelled child support checks if using income
____ Copy of lease agreements on rental properties
____ Copy of DD 214 and Eligibility Cert. if applying for a VA loan
____ Payment for the cost of your appraisal
____ Social Security Awards letter if receiving Social Security Income
____ Pension Award Letter if Retired

    
Property Information
    
____ Purchase agreement (if purchase)    
____ Copy of legal description or MLS sheet    
____ If you are selling your home, copy of listing contract    
____ If you have sold your home, copy of settlement statement